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CDs: Special Certificates of Deposit

Limited time offers for 13-month and 19-month CDs with great rates to help you save for the future.

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Account Benefits

Guaranteed Returns

Take advantage of rising interest rates to grow your money risk-free.

Options That Fit You

Choose a shorter-term CD for more flexibility or a longer-term CD with a better rate.

Free Digital Banking

Online banking, mobile banking, and eStatements.

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Digital Banking

Managing your money should be easy. Access your accounts anywhere. On your laptop. On your phone. Wherever the day takes you.

Explore Your Digital Tools

Everything you need to know about Equity Bank CDs.

Why Choose a CD?

A Certificate of Deposit safeguards your money and accrues interest for a fixed term, fully insured by the FDIC. Earn interest monthly, and deposit it back into the CD or into another Equity Bank account.

Choose the Term That’s Right For You.

Unlike traditional savings accounts, CDs only work when you leave the money deposited in the bank – early withdrawals are penalized. So it’s important to understand your financial goals and the amount of time you’re willing to wait without moving your money. At Equity Bank, we offer a wide variety of CD terms, from as little as 90 days to as much as 5 years.

Click Below to Open Your Equity Bank CD Today!

Apply Now

*Equity Bank’s 13-month and 19-month CD specials are a limited-time offer subject to change without notice. Special rates available to new Equity Bank accounts with new money deposited into 13-month or 19-month CD. CD requires $1,000 minimum balance to open. APY accurate as of publication date and subject to change. Fees could reduce earnings. Penalty for early withdrawal applies.