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CDs: Certificates of Deposit

All the security of a savings account, with rates as high as 1.36%.

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Special Offer: 1.36% APY on a 13-month CD*

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Everything you need to know about Equity Bank CDs.


Why Choose a CD?

A Certificate of Deposit safeguards your money and accrues interest for a fixed term, fully insured by the FDIC. Earn interest monthly, and deposit it back into the CD or into another Equity Bank account.

Choose the Term That’s Right For You.

Unlike traditional savings accounts, CDs only work when you leave the money deposited in the bank – early withdrawals are penalized. So it’s important to understand your financial goals and the amount of time you’re willing to wait without moving your money. At Equity Bank, we offer a wide variety of CD terms, from as little as 90 days to as much as 5 years.

Get Terms and Rates

Click below to open your Equity Bank CD today!

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*Equity Bank’s 13-month CD special is a limited-time offer subject to change without notice. Special rate available to new Equity Bank accounts with new money deposited into 13-month CD. CD requires $1,000 minimum balance to open. APY accurate as of publication date and subject to change. Fees could reduce earnings. Penalty for early withdrawal applies.