Skip to main content
Equity Bank logo
< Back

Home Equity Line of Credit

Bank on the wealth you’ve spent years building up in your home. Check with us for specials on rates!

Modern Kitchen View with Center Island

Special Offer: Our HELOC Rates are some of the best in the market! These vary by region, so check with us at our locations!

Visit an Equity Bank

What is a HELOC?

HELOC stands for Home Equity Line of Credit. It can also be known as a second mortgage. The loan lets you access funds based on the available equity in your home. A HELOC gives you a line of credit that can be used to cover large expenses that without a HELOC, you might not have been able to do. 

What can a HELOC be used for?

Remodel your home, put in a pool, or do things like taking a vacation or purchasing a boat. The loan is low interest and may be tax-deductible. Consult a tax advisor.

Benefits of a HELOC

A home equity line of credit features variable rates, plus flexible terms and payments that are customizable to your budget. When you’re a checking account holder with Equity Bank, you can also take advantage of free automatic loan payment options.

 

What you should know about your HELOC?

 


Learn More.


reCAPTCHA is required.

*Home Equity Line of Credit Annual Percentage Rate promotional offers are available on new lines of credit only, with combined loan-to-value (LTV) ratio (including prior mortgages or liens) of 80% or less. Introductory rate offer not available for refinances of existing Equity Bank Home Equity Lines of Credit. Initial rate not based on index and margin used for later rate adjustments. After the introductory 6-month period, the rate is variable subject to change based on index and margin. Limited time offer. May be canceled without notice. Check with your local Equity Bank for specific offers in your region.