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Home Equity Line of Credit

Bank on the wealth you’ve spent years building up in your home. Check with us for our competitive rates!

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Our HELOC Rates are some of the best in the market! These vary by region, so check with us at our locations!

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What is a HELOC?

HELOC stands for Home Equity Line of Credit. It can also be known as a second mortgage. The loan lets you access funds based on the available equity in your home. A HELOC gives you a line of credit that can be used to cover large expenses that without a HELOC, you might not have been able to do. 

What can a HELOC be used for?

Remodel your home, put in a pool, or do things like taking a vacation or purchasing a boat. The loan is low interest and may be tax-deductible. Consult a tax advisor.

Benefits of a HELOC

A home equity line of credit features variable rates, plus flexible terms and payments that are customizable to your budget. When you’re a checking account holder with Equity Bank, you can also take advantage of free automatic loan payment options.

 

What you should know about your HELOC?

 

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*Home Equity Line of Credit Annual Percentage Rate promotional offers are available on new lines of credit only, with combined loan-to-value (LTV) ratio (including prior mortgages or liens) of 80% or less. The rate is variable subject to change based on index and margin. Limited time offer. Check with your local Equity Bank for specific offers in your region.