We make getting a CD easy.

Combine the security of a savings account with higher interest and more earning power. Check out our rates, including specials, and go from there. Interest is paid monthly and may be redeposited to the certificate or deposited to another Equity Bank account. 

Certificate of Deposit Options

We have several Certificate of Deposit (CD) options available. From Standard 1 year certificates, to our unique 25 month "Level Up" option, we have something for everyone, including you! Come into your nearest branch and get your Certificate of Deposit (CD) today!


Standard Certificates that mature after the number of months signed up for.

  • 6 month
  • 59 months

Open An Account 


Standard Certificates that mature after the number of years signed up for.

  • 1 year
  • 2 years
  • 3 years
  • 4 years
  • 5 years

Open An Account 

Level Up

You have the option to "level up" the rate of this certificate one time during the term of this account. The rate may be increased to the rate currently being paid for a standard 2 year certificate as published on our consumer rates sheet.

  • 25 month level up

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 and Savings Rates

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The Certificate of Deposit Account Registry Service (CDARS) is the easiest, most convenient way to consolidate your Certificate of Deposit (CD) investments and enjoy full FDIC insurance on deposit amounts larger than $250,000. Equity Bank will always handle your money. In some instances, we may make the strategic decision to break large deposits into smaller amounts for placement with other banks that are a part of our trusted network. You’ll earn one rate on your entire investment and receive one regular statement.