Combine the Security of Savings with Greater Earning Power.

A Certificate of Deposit (CD) allows you to safely deposit your money and accrue interest for a fixed term. All CDs are insured by the FDIC. Check out our rates, including specials, and go from there. Interest is paid monthly, and can be redeposited into the certificate or to another Equity Bank account.


Choosing A CD That's Right For You

When choosing a CD, it's important to understand your financial goals and the amount of time you are willing to leave your money in the bank. Unlike  traditional savings accounts, CDs are only effective when you leave the money deposited in the bank because early withdrawal can lead to loss of return - including hefty penalties. At Equity Bank, we offer a wide variety of CD options, from Standard Certificates for one year to a unique 25-month "Level Up" option that allows you to upgrade to a standard two-year rate once per account term.

 
Call your nearest location to find out more and get your CD today! Or
 
 
Our Certificates of Deposit
Equity Bank offers a variety of Standard Certificates that mature after a designated number of months, including:
  • Six month CD
  • 59 month CD
Much like monthly Certificates, yearly Standard Certificates mature after a designated number of years. It’s important to make sure you are prepared to keep these funds deposited for that amount of time.
  • One Year
  • Two Years
  • Three Years
  • Four Years
  • Five Years


Certificate of Deposit Account Registry Service (CDARS)

The Certificate of Deposit Account Registry Service (CDARS) is the easiest, most convenient way to consolidate your Certificate of Deposit (CD) investments and enjoy full FDIC insurance on deposit amounts larger than $250,000. Equity Bank will always handle your money. In some instances, we may make the strategic decision to break large deposits into smaller amounts for placement with other banks that are a part of our trusted network. You’ll earn one rate on your entire investment and receive one regular statement.