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Welcome to Equity Bank!

Here’s what Security Bank of Kansas City customers need to know about joining the Equity Bank family.
Welcome Booklet
Understanding Your Accounts

We never forget it’s your money.

On December 6, 2021, all Security Bank of Kansas City accounts in St. Joseph will become Equity Bank accounts.


As an Equity Bank customer, you will soon have access to all of our banking features and benefits, including digital banking tools, a free customized debit card, and no ATM fees nationwide. We want to make this changeover as simple as possible for you. Below, you’ll find the answers to all your questions about the process.

Frequently Asked Questions


Shop Local, Save Local

Equity Bank partners with local businesses to provide discounts and support the communities where our customers live and work!

Bank Local rewards are exclusively offered to our Preferred Checking and Elite Checking customers.
Learn more about Bank Local

Additional Benefits

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Cell Phone Protection

Receive up to $400 per claim ($800 per year) if your cell phone is broken or stolen

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Health Savings Card

Save money on prescriptions, eye exams, frames, lenses, and hearing services.

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$10,000 Travel Accidental Death Coverage

Peace of mind for the unexpected.

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Roadside Assistance

Available 24/7 and free to use, up to $80 in covered service charges.

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ID Theft Aid

Includes payment card fraud resolution, $2,500 in personal identity theft benefit and identity restoration.

Preferred Checking and Elite Checking customers can sign up today!
More details on the Bank Local program

Questions about the process.

We’re a community bank focused on families, businesses, customers and team members. We were born in Kansas, with a corporate office in Wichita, and we’re located throughout Arkansas, Kansas, Missouri and Oklahoma. Click here for more information about us.

Equity Bank is a community bank that recognizes the importance of local decisions and dedication to our local communities. We’re excited to serve our customers above and beyond our competitors. Just like Security Bank of Kansas City, Equity Bank is committed to the health, success and families of our employees, customers and communities.

First and foremost, your money is safe and sound, thanks to the FDIC’s guarantee on deposits with a federally-backed and well-capitalized financial institution. You may continue to work with your local bank, and you can continue using your accounts and debit cards as usual. We’ll mail you a new Equity Bank debit card in November. You can activate this card on December 5, 2021, and start using on December 6, 2021 and you’ll never have to pay an ATM fee again. Your Security Bank of Kansas City debit card will be deactivated on December 6, 2021.

Stop in and see the same familiar faces you’re used to. You can continue to use and access your accounts just as you did before. When our systems have been updated, we will be in contact to provide instructions on how to access your accounts from Equity Bank. To get in touch with us, you can reach our Customer Care Team at (888) 733-5041, weekdays from 8 am to 6 pm and Saturdays from 9 am to 12:30 pm.

As of December 6, 2021, your Security Bank of Kansas City in St. Joseph accounts will become Equity Bank accounts. You’ll receive a new Equity Bank account number, and you may update your automatic payments with Equity Bank’s routing number.


Until this time, please continue to use and access your accounts as you always have. You may still use checks and may still bank in the same location. We will mail you a new Equity Bank debit card arriving in November. Continue using your Security Bank of Kansas City debit card until December 5. On December 5, 2021 at 8 a.m. you can activate your new Equity Bank debit card! Your Security Bank of Kansas City debit card will be deactivated on December 6, 2021. Your account name will change, as reflected in the table below. For more information about your accounts view our Terms & Conditions here.


Current Security Bank of Kansas City Account New Equity Bank Account
Green Leaf Essential Checking
Personal Checking Essential Checking
Gold Leaf Elite Checking
Platinum Leaf Preferred Checking
High & Free Checking Preferred Checking
Interest Checking Preferred Checking
Primetime Checking Senior Checking
Primetime Plus Checking Senior Checking
Personal Savings Eco Savings
Youth Savings Eco Savings
Health Savings Account Health Savings Account
Holiday Club Christmas Club
Money Market Tribute Money Market
Veterans Checking Essential Checking
Business Checking Commercial Analysis Checking
Small Business Checking Small Business Checking
Business Interest Checking Business Interest Checking
Business Savings Business Savings
Business Money Market Business Ignite Money Market
Not-For-Profit Checking Community Non Profit Checking

Online Bill Pay transactions using Security Bank of Kansas City Online Banking must be completed by 4 p.m. on Friday, December 3. On December 6, your bill pay contacts and associated payment information, including all your recurring payments, will automatically be connected to your Equity Bank account.


Changes to existing transfers or future dated transfers will need to be completed by 4 p.m. on December 1. Same day transfers will be allowed through 4 p.m. on December 3, 2021.


Transfers will be restored at 7 a.m. on Monday, December 6, at Recurring or future dated transfers with an effective date after December 3, 2021, will occur within Equity Bank Online Banking.


Visit to enroll as a new user. Your past transactions, bill payments, and transfers will show in your history, and you can begin using Equity Bank’s online banking on Monday, December 6. We also recommend downloading the Equity Bank mobile app.


All direct deposits – paychecks, social security, benefit checks, etc. – will continue as usual. If you receive checks electronically today, that will continue. However, your account number will change. Please keep in mind that you’ll need to set up new direct deposits or electronic payments with Equity Bank’s routing number: 101105354 and your new account number.



You can continue to use your Security Bank of Kansas City checks through March 4, 2022, or until your supply runs out. You may order new checks at, or using the Equity Bank mobile app.

Your statement history with Security Bank of Kansas City will be available within Equity Bank digital banking for 12 months. You will receive your final paper statement on or after Monday, December 6, 2021.

Equity Bank offers complimentary e-Statements on Essential and Preferred Checking. Paper statements are available with Essential and Preferred accounts for $5 per monthly statement.

Equity Bank will review Security Bank of Kansas City’s current interest rates, and if any changes apply, we will contact you by mail.

No changes will occur with current loan service schedules and agreements. Beginning October 4, 2021, you will need to begin submitting your payments directly to Equity Bank at the address below, by calling, or through digital banking.

Equity Bank
PO Box 730
Andover, KS 67002

You will continue to see the same features, services, and fees on your account, and we will provide you a list of available accounts and features. One important thing to keep in mind: Equity Bank does not charge ATM fees at any ATM in the continental United States! When an ATM asks an Equity Bank customer to accept the charge, the customer can select accept, and we will suppress those fees.

Absolutely! Your local bank is a key to your community. We will continue – and, in some cases, expand – our community support efforts. You will still see your bank associates at football games, grilling hot dogs, and playing hosts to customer events in their communities. We also intend to keep doing business locally with the service providers, organizations, and community efforts that count on our support.

Watch out for any scams to obtain information by individuals or entities that say they are acting on behalf of Security Bank of Kansas City, Equity Bank, or the FDIC. If you are contacted by anyone requesting personal information from you, please contact the FDIC Call Center to report the incident at 1-800-517-1843.