At Equity Bank, we never forget it’s your life. Let us guide you home.

We get it – buying a home can be overwhelming, especially for first-time buyers. You’re bound to have plenty of questions, and that’s where we come in. At Equity Bank, we’re here to help ease your worries and give you the support you need every step of the way.

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Step 1:
Get Pre-Qualified
The first step in your home-buying journey is discussing the general state of your finances with a qualified lender. This is needed to give yourself a rough estimate of what price range you can afford. Find out what documentation is needed and how the process works in this video. [0:59]

Step 2:
Searching for Your Dream Home
Now that you have a general idea of what you can afford, it’s time to start your search! During this time, it’s important to protect your financial health. It’s also a good time to enlist a professional real estate agent to help you navigate the purchasing process. [1:22]

Step 3:
Understanding Underwriting
After you’ve found the perfect home and made an offer, an underwriter must review and ensure that the purchase meets certain requirements before final approval. Equity Bank employs in-house underwriters to ensure this process goes as smoothly as possible. [1:29]

Step 4:
Closing Time
The keys are almost in-hand and it’s time to set a closing date! Between now and then, a LOT is going to happen. It’s important you understand what you need to have, need to do, and need to pay before the closing date arrives. [1:30]

Find a Lender Today

Are you ready to get started on your journey to becoming a home owner? Let us help you!

Mortgage Loan Officers

At Equity Bank, we never forget it’s your life. Let us guide you home.

Step 3: Understanding UnderwritingAfter you’ve found the perfect home and made an offer, an underwriter must review and ensure that the purchase meets certain requirements before final approval. Equity Bank employs in-house underwriters to ensure this process goes as smoothly as possible. [1:29]

Step 4: Closing TimeThe keys are almost in-hand and it’s time to set a closing date! Between now and then, a LOT is going to happen. It’s important you understand what you need to have, need to do, and need to pay before the closing date arrives. [1:30]

Find a Lender Today

Step 3:
Understanding Underwriting
After you’ve found the perfect home and made an offer, an underwriter must review and ensure that the purchase meets certain requirements before final approval. Equity Bank employs in-house underwriters to ensure this process goes as smoothly as possible. [1:29]

Step 4:
Closing Time
The keys are almost in-hand and it’s time to set a closing date! Between now and then, a LOT is going to happen. It’s important you understand what you need to have, need to do, and need to pay before the closing date arrives. [1:30]