Mortgage Resource Center
Home Ownership: More than Just a Mortgage
You signed on the dotted line. Congratulations, you're a homeowner! Unfortunately, the costs of owning a home extend beyond just your mortgage principal and interest. It is estimated that the average homeowner spends $9,000 a year in other costs related to home ownership.
Pre-qualification Can Get You to Your Dream Home Faster
You've found your dream home. Everything from the neighborhood to the floor plan is perfect. The only problem - you haven't been pre-qualified for a mortgage yet and you're afraid other parties are interested in the house.
Programs Available to First-Time Home Buyers
Buying a home, especially your first home, is a big deal. It's exciting, but there's also a lot to think about. Equity Bank is here to help you navigate the home buying process. There are a variety of federal, regional, and local programs available to first-time home buyers.
Fixed vs. Adjustable-Rate Mortgages
Your interest expense is one of the most important factors of any mortgage. As a driver of your monthly payment, your interest rate determines the amount of interest you will pay over time, which equates to a big chunk of the total cost of home ownership. But how do you know which loan is right for you?
Five Things to Consider Before Getting a Home Loan
A home loan has terms that may be easily overlooked—everyone needs a place to live, right? Well, it’s actually a long-term commitment that should be thoroughly examined.
Your Mortgage Checklist
A home is more than just a roof over your head - it's where life happens. Getting into your dream home is a huge milestone in your life, but it doesn't have to be challenging...
Determining a Down Payment That's Right for You
Brewing that morning cup of joe at home, eating out less, working a few hours of overtime. We know the sacrifices required to save up for your dream home. But how much should you save for a down payment?