Pinkish orange background with home sweet home doormat

We're committed to helping you find the home of your dreams! Local service, no limits, and specials on our mortgage rates. Start with your local lender!

Pea Ridge or NW Arkansas homebuyers...

Your new home is just a click away. As a community bank, we're dedicated to working with you to unlock the home of your dreams. Find a lender near you!

First-time homebuyer?

We're here to help you navigate the home buying process. Learn about programs available for first time home buyers or get pre-qualified!

Mortgage Resource Center

Do you have questions about the home buying process? Visit our mortgage resource center for informative blog articles, mortgage calculators, and application checklists!

dark teal stylistic cubes on light teal background

We know that rates and terms are one of the most important things when it comes to your mortgage.

We’ve got your competitive rates, terms and affordable payments right here. So stick around and take just a couple minutes to fill out our short, online application.

When it comes to making one of the largest purchases in your life, wouldn’t you rather work with a local bank that has loan officers who will treat you like a person, and not a number? We think you would. Our lending specialists are experienced and dedicated to finding the right loan for you. They call you back, they respond to your emails—because they know that buying a home isn’t an everyday thing for people. 

In our mortgage service center, you’ll find useful resources and tools on different aspects of mortgage lending. Here, you can try out our various mortgage calculators to determine what purchase price is right for you. 

Start talking with an Equity Bank lending specialist today!

Find a Lender

Equity Bank: NMLS #438264

dark gray stylistic cubes on light gray background

Ah, you like the challenge of a fixer-upper, don’t you?

Or maybe, you’re finally designing the bathroom or your dreams. Whether you’re fabbing or rehabbing your single family property*, once you’ve found your licensed and insured contractor, we’ll review and approve the contractor to seal the deal. 

Find a Lender

See full terms and conditions here. If you’ve built up a nice amount of equity in your home, you may want to check out our Home Equity Loans.

*Single family properties comprise detached homes, condominiums or townhomes. 

Equity Bank: NMLS #438264

dark teal stylistic cubes on light teal background

Now is the time to refinance.

Whether you're looking to lower your monthly payment or pay off your mortgage sooner, we can help you find the right refinancing option for you.

Talk with one of our mortgage specialists today to get started.


Equity Bank: NMLS #438264

We have many mortgage options, and each is tailored to you.

Fixed Rate Mortgage

Looking for a constant interest rate and monthly payments that never change? Learn more. 

Adjustable Rate Mortgage

Want the best of both worlds: lower interest rates and a fixed payment for a period of time? Learn more.

Home Equity Line of Credit

Sweat equity certainly has its payoffs, even before it comes time to sell your home. Contact us to get started.

Resident Physician Program

We’ve got a personalized loan program designed exclusively for medical residents. Learn more.

Make it Fab & Rehab

You find a home, find your trusted contractor, and we can help.

Government Loan Programs

Make the most of your budget! Explore VA, FHA, and rural housing programs!



Want to learn more?

Visit our Mortgage Resource Center for informative blog posts, loan calculators, and more!

We're Here to Help

Feel the freedom

of no ATM fees from any bank, ever.