Paint roller and paint brushes leaning against a white wall and yellow floor.

Take advantage of our 1.99% APR* introductory HELOC rate.

PLUS...Save $600 towards closing costs.

You've been thinking about remodeling your home, putting in a pool or taking that vacation of your dreams. Put the equity you've built in your home to work for you with a Home Equity Line of Credit. For the first 6 months of your loan, you'll get the fantastic rate of 1.99% APR* for all of your home improvement projects. Your payment may be equivalent to a $500 monthly payment with a 5-year draw period and $300,000 loan**

Simply put, a Home Equity Line of Credit (HELOC) let's you borrow against the available equity in your home. With our new, low introductory rate, there's never been a better time to apply! So Let's Build Equity.

Find you nearest Equity Bank location to apply today!


*Introductory Annual Percentage Rate (APR) of 1.99% available on new lines of credit only, with combined loan-to-value (LTV) ratio (including prior mortgages or liens) of 80% or less. Introductory rate offer not available for refinances of existing Equity Bank Home Equity Lines of Credit. Initial rate not based on index or margin used for later rate adjustments. After the introductory 6-month period, the rate is a variable subject to change based on index and margin. Limited time offer. May be cancelled without notice.

**After 6-month introductory rate, the rate will be prime plus .25% or .50%. Prime is currently 3.25% and is subject to change without notice. On a $300,000 loan at 3.5%, an expected monthly payment is estimated at $875/month.

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Home Equity Line of Credit (HELOC)

Like a home equity loan, a home equity line of credit (HELOC) lets you access the equity built in your home when you need it, rather than all at once. You'll enjoy flexibility in managing your finances and get peace of mind knowing you have funds available when you need them.

Our HELOC includes:

  • No closing costs (on some programs)
  • Rates tied to the Wall Street Journal Prime Rate
  • Interest may be tax deductible for most borrowers*; consult your tax advisor
  • Property insurance is required

Find you nearest Equity Bank location to apply today!

*Consult a tax adviser before applying for loans.