Your Life, Your Checking!

We get it. You don't want to get the shakedown for opening something as simple as a checking account. Here, we don't like hidden fees, and we're not going to let them lurk in the shadows, either. Instead, how about a free side of no ATM fees? Like ever. 
When you become a customer at Equity Bank, not only will you be able access any ATM across the United States for free, but you'll have access to several convenient products and services, including:
  • Access to your account 24/7 through our free online banking and mobile app.
  • No hidden fees.
  • Ability to pay with your phone through Apple/Android/Samsung Pay. 
  • A customized debit card that reflects your purr-sonal style and block all ATM fees nationwide from hitting your account.
  • The ability to grow your savings account with every swipe of your debit card. 
  • And more! 

Now, let’s help you figure out what checking account fits you and the types of things you do. 

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Checking Accounts

Explore our checking account options.

ECO Checking

If you plan on keeping a low balance of $100 or more, ECO checking is your man. Say goodbye to monthly service charges and hello to e-services.

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Go! Card

Set a stopping point with the Go! Card! It's free and it's easy. Simply load what you need, or can spend, onto the card directly from your checking account. Only want to spend $100 on your night out on the town, or want set a budget for an upcoming vacation? Think of the Go! Card as your own personal money manager. 


  • No ATM Fees Nationwide.
  • Debit Card. Wherever MasterCard is Accepted.
  • Manage & Track. Add what you can, as often as you'd like.
  • Safe and Secure. 
  • Travel. Use. Repeat.

Gold Checking

If you want to earn competitive interest on a balance of $1,000 or more, go gold. 

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Platinum Checking

If you plan on keeping higher balances up to $25,000 in your account, you need to be earning premium interest. Avoid a monthly service charge with a daily balance of $2,000 or more.

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SMART Checking

Live smarter with a "worry free" account that has reduced overdraft fees and unlimited check writing. All for a $10 monthly service charge.  

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We Make It Easy, You Make It Personal! 

Show off your favorite moments but putting them on your Equity Bank debit card! Get started now.

Savings made simple with a swipe of your debit card.

After you receive your personalized debit card, activate AutoSave and start watching the savings add up with every swipe of your card. Find out how it works here

Checking Account Services

Reorder Checks

You can reorder personal checks online.

Courtesy Pay

Overdrafts happen, which is why we offer Courtesy Pay, a service designed to help save additional merchant fees and possible damage to your credit history from a returned check. Learn more.

Customer Service Center

Find more important information and numbers you should know here.

My Debit Card Design

Create your debit card with images that reflect your own personal style. Get started.


Activate AutoSave on your checking account to simplify how you save and watch it add up over time. Learn more.

Explore Savings Account Options

Nickel & Dimed?

Don't be a Bank Puppet!

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