We get it.

You don’t want to get the shakedown for opening something as simple as a checking account. Here, we don’t like hidden fees. And we’re not going to let them lurk in the shadows, either. Instead, how about a side of no ATM fees? Like ever.

Now, let’s help you figure out what checking account fits you and the types of things you do. With us, what you see is what you get.

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Feel the freedom. 

When you have a checking account with us, you get a debit card that makes every ATM an Equity Bank ATM. Let’s paint the picture. You’ve got to grab some cash, but you’re far away from any of your bank’s ATMs, so you use the one closest to you. Before you get your cash, the machine will force you to agree to a fee. Some of these ATM fees now average more than $5. Yikes.

Go ahead and accept the fee. When you bank with us, your debit card will block ATM fees from ever showing up in your account. Take that, ATM bullies.

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Checking made to fit your life.

Let's figure out which checking account fits you and your life.

ECO Checking

If you plan on keeping a low balance of $100 or more, ECO checking is your man. Say goodbye to monthly service charges and hello to e-services.

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Gold Checking

If you want to earn competitive interest on a balance of $1,000 or more, go gold. 

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Platinum Checking

If you plan on keeping higher balances up to $25,000 in your account, you need to be earning premium interest. Avoid a monthly service charge with a daily balance of $2,000 or more.

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SMART Checking

Live smarter with a "worry free" account that has reduced overdraft fees and unlimited check writing. All for a $10 monthly service charge. 

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Checking Account Services

Reorder Checks

You can reorder personal checks online.

Courtesy Pay

Overdrafts happen, which is why we offer Courtesy Pay, a service designed to help save additional merchant fees and possible damage to your credit history from a returned check. Learn more.

Customer Service Center

Find more important information and numbers you should know here.

My Debit Card Design

Create your debit card with images that reflect your own personal style. Get started.


Activate AutoSave on your checking account to simplify how you save and watch it add up over time. Learn more.

Explore Savings Account Options

Meet Your Personal Money Manager! 

Spending money is fun. Checking in on your depleted, almost lifeless, checking account after the damage—not so much. Most of us don’t have personal financial advisors following us around so going overboard just kinda….happens.

Set a stopping point with the Go! Card! It's free and it's easy. Simply load what you need, or can spend, onto the card directly from your checking account. Only want to spend $100 on your night out on the town, or want set a budget for an upcoming vacation? Think of the Go! Card as your own personal money manager. 

Go! Card Benefits:

  • No ATM Fees Nationwide.
  • Debit Card. Wherever MasterCard is Accepted.
  • Manage & Track. Add what you can, as often as you'd like.
  • Safe and Secure. 
  • Travel. Use. Repeat.
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Nickel & Dimed?

Don't be a Bank Puppet!

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