Your Life, Your Checking!


We get it. You don't want to get the shakedown for opening something as simple as a checking account. Here, we don't like hidden fees, and we're not going to let them lurk in the shadows, either. Instead, how about a free side of no ATM fees? Like ever. 

When you become a customer at Equity Bank, not only will you be able access any ATM across the United States for free, but you'll have access to several convenient products and services, including:

  • Access to your account 24/7 through our free online banking and mobile app.

  • No hidden fees.

  • Ability to pay with your phone through Apple/Android/Samsung Pay. 

  • A customized debit card that reflects your personal style and block all ATM fees nationwide from hitting your account.

  • The ability to grow your savings account with every swipe of your debit card. 

  • And more! 


 View Rates Open An Account

Checking Accounts

Explore our checking account options.

ECO Checking

If you plan on keeping a low balance of $100 or more, ECO checking is your man. Say goodbye to monthly service charges and hello to e-services.


  • Free with eStatements - No monthly maintenance fees with eStatement selection.

  • Low minimum opening deposit - $100 to set up your account! 

  • No ATM fees nationwide. 

  • Custom debit card. 

  • Unlimited checking writing and electronic transactions. 

  • Free online banking and mobile banking. 

Learn More Open An Account


Gold Checking

If you want to earn competitive interest on a balance of $1,000 or more, go gold. 


  • Earn competitive interest on 100% of your account balance.

  • Free when you maintain a $1,000 daily balance or a $25,000 combined Equity Bank balance. 

  • Low minimum opening deposit - $100 to set up your account. 

  • No ATM fees nationwide.

  • Unlimited check writing and electronic transactions.

  • Free online banking and mobile banking. 

Learn More Open An Account

Platinum Checking

If you plan on keeping higher balances up to $25,000 in your account, you need to be earning premium interest. Avoid a monthly service charge with a daily balance of $2,000 or more.


  • Earn a premium rate that exceeds most savings and CDs when you enroll in online banking, sign up for eStatements, and complete 10 debit card transactions per month. 

  • Free when you maintain a $2,000 monthly balance. 

  • No ATM fees nationwide.

  • $100 off mortgage closing costs.

  • 0.25% discount on all auto loans. 

  • Free stop payments.

  • Free cashier's checks and money orders.

  • Free online banking and mobile banking. 

  • Unlimited check writing and electronic transfers.

Learn More Open An Account

Go! Card

Set a stopping point with the Go! Card! It's free and it's easy. Simply load what you need, or can spend, onto the card directly from your checking account. Only want to spend $100 on your night out on the town, or want set a budget for an upcoming vacation? Think of the Go! Card as your own personal money manager. 


  • No ATM fees nationwide. 

  • Debit Card. Wherever MasterCard is accepted. 

  • Manage & track. Add whatever you can, as often as you'd like.

  • Safe and secure.

  • Travel. Use. Repeat.

We Make It Easy, You Make It Personal! 

Show off your favorite moments but putting them on your Equity Bank debit card! Get started now.

Savings made simple with a swipe of your debit card.

After you receive your personalized debit card, activate AutoSave and start watching the savings add up with every swipe of your card. Find out how it works here

Checking Account Services

Reorder Checks

You can reorder personal checks online.

Courtesy Pay

Overdrafts happen, which is why we offer Courtesy Pay, a service designed to help save additional merchant fees and possible damage to your credit history from a returned check. Learn more.

Customer Service Center

Find more important information and numbers you should know here.

My Debit Card Design

Create your debit card with images that reflect your own personal style. Get started.


Activate AutoSave on your checking account to simplify how you save and watch it add up over time. Learn more.

Explore Savings Account Options

Nickel & Dimed?

Don't be a Bank Puppet!

Learn more


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