Checking Accounts Designed for You!

At Equity Bank, we believe what you see is what you should get. That's why when you open a checking account with us you can expect to be able to access your account 24/7 with free online banking and our mobile app, no hidden fees, pay with your phone and a custom debit card that reflects your personal style, allows free access to every ATM in the nation, and helps grow your savings account with every swipe! Now, let’s help you figure out what checking account fits you and the types of things you do. 

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Checking Accounts

Explore our checking account options.

ECO Checking

If you plan on keeping a low balance of $100 or more, ECO checking is your man. Say goodbye to monthly service charges and hello to e-services.

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Go! Card

Set a stopping point with the Go! Card! It's free and it's easy. Simply load what you need, or can spend, onto the card directly from your checking account. Only want to spend $100 on your night out on the town, or want set a budget for an upcoming vacation? Think of the Go! Card as your own personal money manager. 


  • No ATM Fees Nationwide.
  • Debit Card. Wherever MasterCard is Accepted.
  • Manage & Track. Add what you can, as often as you'd like.
  • Safe and Secure. 
  • Travel. Use. Repeat.
Get Started!

Gold Checking

If you want to earn competitive interest on a balance of $1,000 or more, go gold. 

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Platinum Checking

If you plan on keeping higher balances up to $25,000 in your account, you need to be earning premium interest. Avoid a monthly service charge with a daily balance of $2,000 or more.

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SMART Checking

Live smarter with a "worry free" account that has reduced overdraft fees and unlimited check writing. All for a $10 monthly service charge.  

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We Make It Easy, You Make It Personal! 

Show off your favorite moments but putting them on your Equity Bank debit card! Get started now.

Savings made simple with a swipe of your debit card.

After you receive your personalized debit card, activate AutoSave and start watching the savings add up with every swipe of your card. Find out how it works here

Checking Account Services

Reorder Checks

You can reorder personal checks online.

Courtesy Pay

Overdrafts happen, which is why we offer Courtesy Pay, a service designed to help save additional merchant fees and possible damage to your credit history from a returned check. Learn more.

Customer Service Center

Find more important information and numbers you should know here.

My Debit Card Design

Create your debit card with images that reflect your own personal style. Get started.


Activate AutoSave on your checking account to simplify how you save and watch it add up over time. Learn more.

Explore Savings Account Options

Nickel & Dimed?

Don't be a Bank Puppet!

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