As cities like Tulsa (and the United States as a whole) continue to recover from the economic shockwaves of the early 2020s, it is imperative that they receive banking support that directly addresses their needs and understands their concerns. This raises a problem: around 40% of Americans do not feel that the large national banks that they’ve trusted in the past can provide this. A number of factors have coalesced to erode this trust in major financial institutions, and have left residents of cities like Tulsa to look elsewhere for their financial services.
However, even if Tulsans want to make the switch to a community bank, local institutions typically do not offer the breadth of products and services that their larger competitors do. If you have specific financial needs or plans for the future, it can be very difficult to forego a relationship with a large bank.
Equity Bank is here to make the decision easy.
Why Tulsans Trust Equity Bank
Equity Bank’s beginnings as a local financial institution form the foundations of the business to this day. Even after experiencing rapid growth, and expanding to provide service to residents of four different states, our way of doing business has not changed.
Equity Bank empowers its customers with the premium financial products and services they’ve come to expect from national providers, while maintaining the individualized care and dedicated service that’s typically missing from those relationships. At Equity Bank, you’re not just a customer, you’re a member of our community. Our customers know that they can trust the products and guidance they receive from Equity Bank.
Part of providing for our community is helping them overcome common financial obstacles. Equity Bank regularly updates our site with helpful information on tackling life’s biggest challenges, like starting a retirement account or getting ahead of your student loans.
How Equity Bank Meets Tulsans’ Needs
Talk is cheap. What does Equity Bank actually provide that sets it apart from other community banks? These are just a few examples of the types of products and services that Equity Bank customers can take advantage of when they partner with us.
Tiered Checking Accounts
Equity Bank allows you to choose the checking account that best fits your budget and your financial goals. Customers that take advantage of the Equity Bank Elite and Preferred checking accounts get major benefits like local shopping discounts, cell phone protection plans, and roadside assistance. Equity Bank also offers no-frills Essential checking for those who value simplicity and convenience, and Student checking for part-time and full-time students.
All Equity Bank checking tiers have access to free digital banking services, allowing you to access account information on the go, customize automatic bill payments, and view statements for clarity and reporting purposes. Equity Bank customers also never pay ATM fees, allowing them to access cash at any time with no hassle.
Lending
Equity Bank’s personal loans combine the competitive rates of large banks with the flexibility of local institutions. Our team members will help you figure out a loan structure that best suits your needs and your budget, and put you on track to meeting your financial goals.
Equity Bank also offers auto loans starting as low as 8.19% APR, with fast approval and pre-qualification to get you in and out of the dealership as quickly as possible.
Looking to make an addition to your home? Equity Bank also offers HELOC loans to help you utilize the wealth you’ve built through your home. Stable, affordable rates can help you make the changes you’ve been dreaming of while still keeping on track with your mortgage and other financial goals.
Savings
Saving with Equity Bank is more rewarding. We offer multiple savings options to fit your style and help you effectively leverage your hard-earned money. Eco Savings accounts are a safe, simple, and accessible way to earn competitive interest on your savings.
Equity Bank also offers tiered Money Market accounts, allowing you to adjust your risk tolerance and invest your savings. Money Market accounts accrue no fees while above the minimum balance, and are also accessible through the Equity Bank digital banking portal, giving you more access and more control over your investments.
Certificates of Deposit are also available for those who have their financial goals clearly defined and wish to make longer-term investments with Equity Bank. Rates as high as 2.41% give you the chance to safeguard and grow your savings simultaneously.
Business Banking
Equity Bank doesn’t just provide personal banking services, we can also help support your small business! We offer specialty loans for aviation and healthcare businesses, two of Tulsa’s biggest sectors, as well as a host of support products like treasury management services and digital banking for business.
Equity Bank is Here for Tulsa
If you’re a Tulsa resident looking to make a change to a better banking partner, visit our Tulsa location today to speak with one of our team members about your financial goals and how Equity Bank can help you reach them. If you live outside of Tulsa and are interested in joining Equity Bank, contact us today or stop by your nearest Equity Bank location to find out more.