Welcome to Equity Bank!

We’re a community bank focused on families, businesses, customers and team members. We were born in Kansas, with a corporate office in Wichita, and we’re located in more than 50 communities throughout Arkansas, Iowa, Kansas, Missouri, Oklahoma, and now Nebraska! Click here for more information about us.

Equity Bank is a community bank that recognizes the importance of local decisions and dedication to our local communities. We’re excited to serve our customers above and beyond our competitors. Just like Frontier, Equity Bank is committed to the health, success and families of our employees, customers and communities.

First and foremost, your money is safe and sound, thanks to the FDIC’s guarantee on deposits with a federally backed and well-capitalized financial institution. You may continue to work with your local bank, and you can continue using your accounts and debit cards as usual. You will receive an Equity Bank Mastercard in the near future, but until then, continue to use your Frontier Bank card.

Stop in and see the same familiar faces you’re used to.  To get in touch with us, you can reach our Customer Care Team at (888) 733-5041, weekdays from 8 am to 6 pm and Saturdays from 8 am to 12 pm.

As of February 17, 2026, your Frontier Bank accounts will become Equity Bank accounts. We expect no service interruptions. Until this time, please continue to use and access your accounts as you always have. You may still use checks until your supply runs out, or through June 30, 2026. You may still bank in the same location and debit card service will be uninterrupted. Please reference the table below for what your current Frontier Bank checking account will be converted to as you transition to Equity Bank. For more information about your accounts, view our Terms & Conditions here.

Personal Accounts

Business Accounts

*Public Funds Accounts

The following accounts used for Public Funds will become Public Funds Checking with Equity Bank: Frontier Business Interest Checking, Frontier Commercial, Frontier Business, Frontier Checking, Frontier Free, Frontier Interest Checking, & Frontier Premier Checking. Frontier Savings used for Public Funds becomes Public Funds Savings with Equity Bank. Money Market Business and Money Market used for Public Funds becomes Public Funds MMDA with Equity Bank.

Interested in a different Equity Bank checking account? Learn more!

For a full list of features and benefits on your deposit account, please see Your Deposit Accounts booklet.

Enjoy no monthly service charges on your consumer account for two statement cycles of 60 days (whichever is less).

Beginning February 13, at 4 pm, access to Frontier Bank online banking will no longer be available. Any Online Bill Pay transactions using Frontier Bank Online Banking will need to be completed by 5 pm on Monday, February 9. Changes to existing transfers or future dated transfers will need to be completed by 9 pm on February 12. Same day transfers will be allowed through 4 pm on February 13.

Starting February 17, you’ll have access to bill pay within Equity Bank’s online banking and mobile app. Your Online Bill Pay information will not transfer to your new Equity Bank account. You will need to set up payees, scheduled payments, and recurring online bill payments in Equity Bank’s Online Bill Pay.

Also starting February 17, you can access Equity Bank’s online banking. Simply visit EquityBank.com to log into your Equity Bank Online Banking account with your current Frontier Bank user ID and password. In almost all cases, your Frontier Bank user ID will remain unchanged. In certain cases, we will reach out to you if a login ID is already in use. You will be required to reset your password. We will ask you to verify your identity using a text or phone call. That’s it! You’re ready to go! We also recommend downloading the Equity Bank mobile app.

Your current electronic transactions, such as direct deposit, automatic payments, and ACH transactions, will be automatically matched and directed to your updated account. Before June 30th, 2026, you will need to contact each of the transaction providers to update your information to the Equity Bank routing number 101105354 and your updated account number, if applicable.

You can continue to use your Frontier Bank checks until your supply runs out, or through June 30, 2026. In almost all cases, your account number will not change, and Frontier Bank checks will be valid until June 30, 2026.

Equity Bank will cover the cost of your first set of checks up to $25 through our third-party vendor. Contact your local banker for more information.

Frontier Bank will mail you a final paper statement on or after Tuesday, February 17. Please ensure to download any needed account activity and/or electronic statements you may need from Frontier Bank Online Banking by 4 pm on February 13, 2026.

Equity Bank offers complimentary e-Statements on all accounts. Paper statement fee is $5 if added to applicable checking account. See “Your Deposit Accounts” booklet for details.

Equity Bank will review Frontier Bank’s current interest rates, and if any changes apply, we will contact you by mail.

You may notice a few enhancements to your loan statement and notices, but all Frontier Bank loan and mortgage accounts will remain with the same terms and conditions. If you currently remit payments using an Frontier Bank coupon book, continue doing so through the term of your loan. Beginning February 17, 2026, you will need to begin submitting your payments directly to Equity Bank either through online banking, by calling us, visiting the lobby or sending to any Equity Bank location, by continuing to mail to your Frontier Bank office, or by sending directly to:

Equity Bank
PO Box 730
Andover, KS 67002

Please note: Equity Bank does not accept loan payments by credit cards or debit cards over the phone. Please visit a bank location for loan payment options or call customer care for assistance 888-733-5041.

Please reference Your Deposit Account booklet for full details on account terms and fees. One important thing to keep in mind: Equity Bank does not charge ATM fees at any ATM in the continental United States! When an ATM asks an Equity Bank customer to accept the charge, the customer can select accept, and we will suppress those fees.

Absolutely! Your local bank is a key to your community. We will continue – and, in some cases, expand – our community support efforts. You will still see your bank associates at football games, grilling hot dogs, and playing hosts to customer events in their communities. We also intend to keep doing business locally with the service providers, organizations, and community efforts that count on our support.

Watch out for any scams to obtain information by individuals or entities that say they are acting on behalf of Frontier Bank, Equity Bank, or the FDIC. If you are contacted by anyone requesting personal information from you, please contact the FDIC Call Center to report the incident at 1-800-517-1843.