Sweat equity certainly has its payoffs, even before it comes time to sell your home.


Use the equity you’ve built in your home as collateral. A home equity loan, also known as a second mortgage, lets you access funds based on the available equity in your home. Our loans to remodel your home, put in a pool, or do things like taking a vacation or purchasing a boat, are low interest and may be tax-deductible*.

With our fixed rates/terms and payments that are customizable to your budget, you’ll want to jump right into a Home Equity Loan. When you’re a checking account holder with us, you can take advantage of free automatic loan payment options. Ask us about available specials on your Home Equity Loan!


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*Consult a tax adviser before applying for loans.

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Home Equity Line of Credit (HELOC)

Like a home equity loan, a home equity line of credit (HELOC) lets you access the equity built in your home when you need it, rather than all at once. You'll enjoy flexibility in managing your finances and get peace of mind knowing you have funds available when you need them.

Our HELOC includes:

  • No closing costs (on some programs)
  • Rates tied to the Wall Street Journal Prime Rate
  • Interest may be tax deductible for most borrowers; consult your tax advisor
  • Property insurance is required