Simply Free Checking: Tailored to You
At Equity, banking is simple. Enjoy an everyday account with no monthly fees.
What’s Included?
A Rewarding Debit Card
With special offers and occasional card holder incentives, let your debit card work for you!
Early Pay
Receive direct deposits 24-48 hours earlier in your primary checking account.*
Free Digital Banking
Online banking, mobile banking, bill pay, debit card, and eStatements.
No More ATM Fees. Ever.
We mean it. Your Equity Bank debit card blocks all fees at any ATM nationwide.
Account Fees
Minimum Opening Deposit:
$100
Monthly Service Charge:
$0
Avoid The Monthly Service Charge:
It’s simple. It’s free.
*All Equity Bank accounts are subject to the terms and conditions detailed in our deposit agreement.
Minimum $100 to open an Equity Bank checking account. All mortgage, credit card, and loan promotional annual percentage rates are subject to credit approval.
E-statements complimentary on all accounts. Paper statement fee is $5 if added to SimplyFree Checking.
No ATM fees include ATM terminal fees incurred at any ATM terminal in the U.S. There is no Equity Bank charge to use an Equity Bank debit or ATM card for cash, anywhere. Thank you for reading.
Early Pay gives you access to your direct deposit up to two days early. Equity Bank cannot guarantee if or when ACH transactions can be credited to your account early. Our ability to credit your account depends on when your payer sends information to us and on certain information transmitted in the ACH electronic file. If you don’t want to be enrolled in Early Pay you can visit your local branch of call Equity Bank Customer Care Center at (888) 733-5041 to opt out.
While we strive to provide informative and easy-to-understand communications, we are currently unable to offer communications or advertising in languages other than English. Call our Customer Care Center at (888) 733-5041 to speak with a bilingual representative or visit your nearest branch for assistance. Member FDIC.