Maximize your money with Rewards Checking
A supercharged, interest-bearing account with tons of extras!
What’s Included?
Digital Banking
Online banking, mobile banking, bill pay, debit card, and eStatements, at the click
of a screen.
Credit Savvy
Free online credit reporting tools, to help you monitor and improve your credit score.
No More ATM Fees. Ever.
We mean it. Your Equity Bank debit card blocks all fees at any ATM.*
Unlimited Checks
Complimentary standard checks and unlimited cashier’s checks and money orders.
Early Pay
Receive direct deposits 24-48 hours earlier in your primary checking account.*
Credit Card Points
It’s called Rewards for a reason. Earn double the points when you use your card.
Account Fees
Minimum Opening Deposit:
$100
Monthly Service Charge:
$25
Avoid The Monthly Service Charge:
Maintain $25,000 in combined household deposits and we’ll waive the monthly fee.
*Interest rate is variable and subject to change. Fees could reduce earnings on account.
All Equity Bank accounts are subject to the terms and conditions detailed in our deposit agreement.
Minimum $100 to open an Equity Bank checking account. All mortgage, credit card, and loan promotional annual percentage rates are subject to credit approval.
Monthly service charges to occur each statement cycle for Perks Plus and Rewards Checking if the aggregate daily balance of all qualifying consumer accounts fall below $5,000 or $25,000, respectively. Qualifying deposit accounts include checking, savings, money market, time deposit, and individual retirement accounts (IRA) within a household relationship, defined as immediate family member or person with same street address.
Early Pay gives you access to your direct deposit up to two days early. Equity Bank cannot guarantee if or when ACH transactions can be credited to your account early. Our ability to credit your account depends on when your payer sends information to us and on certain information transmitted in the ACH electronic file. If you don’t want to be enrolled in Early Pay you can visit your local branch of call Equity Bank Customer Care Center at (888) 733-5041 to opt out.
While we strive to provide informative and easy-to-understand communications, we are currently unable to offer communications or advertising in languages other than English. Call our Customer Care Center at (888) 733-5041 to speak with a bilingual representative or visit your nearest branch for assistance. Member FDIC.
No ATM fees include ATM terminal fees incurred at any ATM terminal in the U.S. There is no Equity Bank charge to use an Equity Bank debit or ATM card for cash, anywhere. Thank you for reading.