Unlock Your Path to Home Ownership.
Equity Bank offers unique benefits to homebuyers to simplify and speed up the mortgage process.
Terms designed for you.
Not All Banks are Created Equal.
Equity Bank offers unique benefits to homebuyers to simplify and speed up the mortgage process.
Internal Underwriting
Other banks may send your mortgage application to a third-party underwriter to be assessed for risks and approval. This process can impede your ability to have a timely closing on a home. At Equity Bank, we do all our underwriting internally. That allows for a more timely and personal assessment, which means you are able to have your new keys in-hand sooner
On-Time Closing
Lenders who get your loans closed on-time. That means if you’re in escrow or committed to a closing date with the sellers, we are committed to getting approval and financing secured by that date. Our internal underwriting gives us control over timing that other banks may not be able to offer.
Multiple Loan Options
Some banks can only offer certain types of financing. So, if you start the mortgage process with them and your financing falls through, you may be out of options and must start the process over. At Equity Bank, if the initial plan falls through, we have the ability to explore other loan types to complete the mortgage process and keep your closing schedule intact.