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Financial Life

Save Smarter This Summer and Beyond: 3 Ways to Make the Most of Your Money

A happy woman in the passenger seat of a car looking out the window.

This time of year is all about sunshine, travel, and the occasional splurge, but these don’t have to be the seasons of surprise bills or budget stress. With a few simple shifts in how you manage your money, you can keep your finances on track and even build toward bigger goals, like that next vacation or a more comfortable cushion for everyday expenses.

  1. Check In on Your Automatic Payments
    We all have subscription services, streaming apps, and gym memberships, but they can quietly eat into our budget without us noticing. Take 10 minutes to scan your recent bank statements and cancel anything you’re not actively using. That money can go right back into your plans, whether it’s tickets to a concert or padding your emergency fund.
  2. Use Accounts That Work Harder for You
    Your checking account isn’t just a place to stash your cash. The right account can help you avoid fees, get paid early, and make everyday spending easier. Look for options that offer perks like nationwide ATM access, easy mobile banking, and tools that help you stay on top of your money, wherever the seasons take you.
  3. Take Advantage of Seasonal Offers
    Summer is prime time for banks and credit unions to roll out special offers on new accounts. These promotions can be an easy way to earn extra cash for making a smart switch, just be sure to read the fine print and pick an account that fits your lifestyle year-round.

Equity Bank offers multiple checking accounts that put you in control of your money, no matter your goals. If you’re ready to make a move, Equity Bank is offering a $300 bonus to new customers who open a checking account and use promo code BOOST. It’s one more way to make your money go further this year and set yourself up for smarter spending all year long.