Finding the right checking account is essential to building a solid financial foundation. You want your checking account to serve as a cornerstone for future growth, providing you with a dependable spending option while requiring the minimum amount of maintenance. Luckily for residents of Andover, Equity Bank is here to provide you with exactly that.
Equity Bank Checking Accounts
Equity Bank offers three tiers of checking accounts:
- Rewards Checking – The choice for those who want an interest-bearing account with the maximum amount of perks. In addition to digital banking tools and fee-free ATM access, Rewards Checking users benefit from perks on other Equity Bank financial products. Earn .50% Annual Percentage Yield (APY) more on Money Market Accounts, double your bonus points on Equity Bank credit cards, and earn discounts on closing fees with Equity Bank mortgages. Maintain a minimum balance of $25,000 in combined household deposits and you can avoid the monthly service charge.
- Perks Plus Checking – Equity Bank’s middle-of-the-road option. Want all the great perks of Rewards Checking but aren’t sure about maintaining a higher balance to avoid the service charge? Perks Plus Checking gives you that option. With Perks Plus Checking you get access to .25% Annual Percentage Rate (APR) discounts on consumer loans, earn 1.5x the points on Equity Bank credit cards, and up to 0.25% Annual Percentage Yield (APY) more on Money Market Accounts. Perks Plus Checking account holders also unlock tons of other useful tools to help you stay on top of your budget. Simply maintain a $5,000 combined household deposit balance and avoid the service charge.
- Simply Free Checking – Exactly what it says. No frills, no maintenance required. Simply deposit and spend at your convenience, while still retaining access to helpful financial tools and free nationwide ATM access.
Choosing the right checking account for your financial situation can set the stage for greater growth. If you have questions about which account may be right for you, give us a call! Our representatives are eager to help you find the best path forward.
More Perks You Say?
No matter which type of checking account suits you, Equity Bank gives you access to a suite of fantastic financial tools to help you stay ahead of the game. Our
digital banking portal gives you the ability to monitor your account status, receive fraud alerts, and review monthly statements all from the comfort of your home. You can also use the digital banking app to automate bill payments and set up budgeting tools, making it easy to stick to your budget when temptation comes knocking.
Our Perks Plus Checking, Rewards Checking, and Simply Free Checking accounts also give you access to our Equity Bank’s Early Pay feature. With Early Pay, you can receive direct deposits up to 48 hours earlier than before, giving you a bit of extra flexibility around payday.
The Right Choice For Andover Residents
As towns like Andover grow, they sometimes lose a bit of what makes them unique and special. Big banks, chain restaurants, and pop-up shops replace the small businesses and community institutions that have served as the fabric of the community for generations, diluting the character of the places that we call home.
Equity Bank changes that. Our mission has always been, and will always be, to serve our communities with honesty, integrity, and transparency. Our roots run deep into the Kansas soil, same as yours, and we never forget: it’s your money.
If you’re ready to get back to community banking, visit your nearest Equity Bank today. Our staff can assess your current financial situation and help you plan for tomorrow, finding the tools and accounts you need to move towards a brighter future.