With so many options available, it can be hard to feel confident when choosing a checking account. But finding the perfect fit for your financial needs is essential, whether you’re looking for low fees, great perks, or modern banking conveniences. If you’re searching for a bank that combines accessibility, transparency, and rewarding features, Equity Bank may be the right choice for you. Here’s a breakdown of what makes Equity Bank’s checking accounts in Blue Springs, MO stand out and how they compare to other banks.
Transparent Checking and Free ATMs
One of the biggest frustrations with traditional banks is the surprise fees that eat into your hard-earned money. Equity Bank eliminates this concern by offering transparent checking accounts and free ATM access nationwide. Unlike many banks that charge for out-of-network ATM usage, Equity Bank blocks all fees at ATMs across the country, ensuring you can withdraw cash whenever and wherever you need it—without wondering about extra costs.
Diverse Checking Account Options
Equity Bank offers three distinct checking account options, each designed to cater to people with different financial needs:
- Rewards Checking
- Earns interest on balances
- Up to 0.50% APY increase on Money Market Accounts
- Up to 0.50% APR decrease on consumer loans
- 2x bonus points on credit card rewards
- $500 mortgage closing discount
*Minimum opening deposit of $100. Maintain a household balance of $25,000 or more to avoid $25 monthly service charge.
- Perks Plus Checking
- Up to 0.25% APY increase on Money Market Accounts
- Up to 0.25% APR decrease on consumer loans
- 5x bonus points on credit card rewards
- $250 mortgage closing discount
*Minimum opening deposit of $100. Maintain a household balance of $5,000 or more to avoid $10 monthly service charge.
- Simply Free Checking
- No monthly service charge
- Complimentary eStatements
- Credit Savvy tools to monitor and improve credit scores
*Minimum opening deposit of $100.
These options provide flexibility, ensuring that whether you’re looking for a no-cost account or one with premium perks, you can find the right match.
Get Paid Early with Early Pay
Need quicker access to your paycheck? Equity Bank’s Early Pay feature allows customers with Perks Plus, Rewards, and Simply Free checking accounts to receive their direct deposits up to two days early. This can be a game-changer for budgeting and managing expenses, giving you access to your money when you need it most.
Robust Digital Banking Services
Equity Bank keeps up with the demands of modern banking by offering strong digital solutions, including online banking, mobile banking, and mobile check deposits. Our mobile app is competitive with the industry average and provides customers with convenient access to their finances on the go.
Strong Financial Position & Security
As an FDIC-insured bank, deposits up to $250,000 are protected, ensuring financial security for customers.
How Equity Bank Compares to Other Banks in Blue Springs, MO
Blue Springs, MO, offers a range of banking options, from national banks to regional institutions and credit unions. However, many competitors focus on niche offerings or come with hidden fees and limited accessibility. Unlike others, Equity Bank provides a comprehensive lineup of products and perks, including EarlyPay and fee-free nationwide ATM access, ensuring greater convenience and transparency at every turn.
Is Equity Bank Right for You?
If you value things like free ATM access, flexible checking options, digital banking conveniences, and personalized service, then Equity Bank is the right choice for you. While other banks offer similar services, our combination of transparency, perks, and early direct deposit access makes us the clear choice for customers in Blue Springs.
Ready to find the right checking account for you? Visit Equity Bank today to learn more about their offerings and take control of your financial future. You can also contact us online or over the phone. We’re always happy to hear from you.