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We are aware of customers being contacted from a spoofed Equity Bank number. Reminder, we will never contact you and ask for personal information. If you have any questions, please call Customer Care at 888-733-5041.

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A New Chapter for Equity Bank in Kirksville

What started as Bank of Kirksville is now Equity Bank, and we’re growing. We’ve merged our Franklin St. and Green St. branches into one new regional hub at 1002 S. Baltimore St., plus our location inside Walmart. Same trusted team, new state-of-the-art space.

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We never forget it’s your money.

Moving locations doesn’t mean starting over. Your accounts, your access, and your relationship with our team stay exactly the same, only the space is new. We’re also handling your safe deposit box relocation for you, safely and securely. Below, you’ll find everything you need to know.

Frequently Asked Questions Welcome Booklet

Additional Benefits

No ATM Fees

Equity Bank customers never pay ATM fees nationwide.

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Customized Debit Cards

Design your debit card with the image of your choice.

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Online Banking

Anywhere banking tools you can access from your mobile device.

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AutoSave

Your cents on the dollar straight into your savings account.

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Credit Savvy

Monitor your credit score and find ways to save on new and existing loans.

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Early Pay

Access your direct deposit 24-48 hours earlier in your primary checking account.


Questions about the process.

We’re a community bank focused on families, businesses, customers and team members. We were born in Kansas, with a corporate office in Wichita, and have been serving Kirksville since 2024, since our merger with Bank of Kirksville. Click here for more information about us.

Equity Bank is a community bank that recognizes the importance of local decisions and dedication to our local communities. We’re excited to serve our customers above and beyond our competitors. Just like Bank of Kirksville before us, we’re committed to the health, success and families of our employees, customers and communities, and our new hub at 1002 S. Baltimore St. is a direct investment in that commitment.

Your money is safe and sound, thanks to the FDIC’s guarantee on deposits with a federally-backed, well-capitalized institution. You can continue using your accounts and Equity Bank Mastercard debit card as usual, including at our new regional hub or Walmart location.

Stop in and see the same familiar faces — just in a new space. You can continue to use and access your accounts exactly as you do now. For deposit or loan questions, reach our Customer Care Team at (888) 733-5041, weekdays from 8 am to 6 pm and Saturdays from 8 am to 12 pm.

When Bank of Kirksville joined Equity Bank in 2024, account names changed. Almost everything else remained the same. Your debit card, checks, and day-to-day banking continued without interruption. If you’re not sure what your old account is called today, find it in the table below. For more information about your accounts, view our Terms & Conditions.

 

Current Bank of Kirksville

Account

New Equity Bank Account
Business Checking Small Business Checking
Business Money Market Business ECO Savings
Business Savings Business ECO Savings
Public Checking Public Funds Checking
Public Savings Public Funds Savings
Public Money Market Public Funds Money Market
Non-Profit/Org Checking Community Checking
Non-Profit/Org Savings Business Eco Savings
Non-Profit/Org MM Ignite Money Market
Interest Bearing Checking Simply Free
LTD Checking Simply Free
Gen Gold* Simply Free
PAL Checking Simply Free
Regular Checking Simply Free
Check Mate Checking Simply Free
Electronic Debits Simply Free
Prime Time Checking Senior Checking
Interest Bearing Gen Gold Perks Plus Checking
Money Market Tribute Money Market
Regular Savings ECO Savings
Pal Savings ECO Savings
Christmas Club Christmas Club

Customers must enroll in e-statements through Online Banking.

Equity Bank offers complimentary e-Statements on all accounts. Paper statement fee is $5 if added to any checking account.

No. Your loan terms, servicing, and payment schedule are not affected by the branch consolidation. If you have questions about an existing loan, contact us at (660)665-7766.

You will continue to see the same features, services, and fees on your account. One important thing to keep in mind: Equity Bank doesn’t charge ATM fees at any ATM in the continental United States. If an ATM prompts you to accept a charge, go ahead and select “accept” and we’ll suppress the fee on our end.

Absolutely. Your local bank is key to your community, and we intend to continue — and in some cases expand — our community support efforts. You’ll still see our team at football games, grilling hot dogs, and hosting customer events. We’re committed to doing business locally with the service providers, organizations, and community efforts that count on our support.

Watch out for scams from individuals or entities claiming to act on behalf of Equity Bank or the FDIC. If anyone contacts you requesting personal information, please report it to the FDIC Call Center at 1-800-517-1843.


Download our Full Welcome Booklet

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