Solutions for your daily operations.
Small Business Toolkits
Running a small business is hard enough. Leave the banking to us. Choose from any of our bundled packages below.
- Standard Toolkit
- Upgraded Toolkit
- Premier Toolkit
| Perfect for businesses outgrowing manual spreadsheets | Built for high-volume operations requiring enhanced fraud protection. | The full-scale treasury suite for market leaders. | |
|---|---|---|---|
| Banking Features | Standard Toolkit | Upgraded Toolkit | Premier Toolkit |
|---|---|---|---|
| Online Banking | |||
| e-Statements | |||
| Wires (via online banking) | |||
| ACH Credit Origination* | |||
| ACH Debit Origination* | |||
| Check Positive Pay | |||
| ACH Positive Pay | |||
| Business Credit Card – No Annual Fee** | |||
| *Up to $10,000 exposure limit **Subject to credit approval | |||
Frequently Asked Questions
Treasury management is a suite of financial tools designed to help businesses optimize their liquidity and automate daily cash flow. If your business is outgrowing manual spreadsheets, facing increased fraud risks, or needs to accelerate accounts receivable, our Small Business Toolkits provide the scalable infrastructure you need to grow.
ACH Positive Pay is a digital “security guard” for your bank account. It allows you to create a list of pre-approved vendors who are authorized to withdraw funds via ACH. If an unauthorized person or company attempts to debit your account, the system flags it immediately, allowing you to review and reject the payment before any money leaves your account.
Learn more about our Security & Fraud Prevention tools.
While both move money electronically, they serve different business needs:
- ACH Transfers: Best for routine, high-volume payments like Payroll Services or vendor bills. They are cost-effective and typically settle within 1–2 business days.
- Wire Transfers: Best for urgent, high-value, or international transactions that require same-day, guaranteed settlement.
- Which to use? Most businesses use a mix of both. Our team can help you determine the most cost-effective Payment Solutions for your specific operation.
Yes. With Remote Deposit Capture (RDC), you can scan and deposit multiple checks right from your office using a secure desktop scanner. For smaller volumes, our Mobile Banking App allows you to deposit checks on the go, improving your cash flow by getting funds into your account faster.
Many businesses leave “lazy money” (uninvested cash) in non-interest-bearing accounts. We offer Sweep Accounts that automatically move excess daily balances into interest-earning accounts or use them to pay down lines of credit. This ensures your capital is always working to improve your bottom line.