Ponca City - Downtown Location Information 


222 E Grand Ave.

Ponca City, OK 74601

Call: (580) 718-9990

Fax: (580) 718-9995

Lobby Hours

M-F: 9 AM - 4 PM

Motor Bank Drive-Thru

201 E Central Ave. Ponca City, OK 74601

M-F: 8 AM - 5 PM

Lost/Stolen Card

(800) 383-8000

Feel the freedom.

When you have a checking account with us, you get a debit card that makes every ATM an Equity Bank ATM. Let’s paint the picture. You’ve got to grab some cash, but you’re far away from any of your bank’s ATMs, so you use the one closest to you. Before you get your cash, the machine will force you to agree to a fee. Some of these ATM fees now average more than $5. Yikes.

Go ahead and accept the fee. When you bank with us, your debit card will block ATM fees from ever showing up in your account. Take that, ATM bullies.


Learn more

Ponca City Banking Services

We know that banking can be confusing. That’s why we try to make it as simple as possible. With Equity Bank, what you see is what you get. We don’t like hidden fees and we offer great services like online banking, bill pay , free mobile app ,   Apple Pay , Android Pay , mobile check deposit, and pay your friends. What we don’t have is ATM fees ! That’s right, they’re blocked on any ATM in the nation. With Equity Bank, every ATM is your ATM! We also offer checking accounts with no monthly fee when you sign up for e-statements .

We provide full services for all of our Ponca City customers, including:

Every business has a story.

Some start on a napkin.

Let's write yours

Are you a bank puppet?

Cut the strings.

Say goodbye to ATM fees