Welcome to Equity Bank in Ponca City! 

Located in the heart of downtown, our location is perfectly suited to serve our customers in downtown and south Ponca City, McCord, and in the surrounding areas!

Founded in 1893 as New Ponca, Ponca City has a rich history of entrepreneurship. The first mayor of Ponca City, Burton Barnes, was the land owner for the area on which Ponca City was built. He laid out the area, and sold lots to settlers who came for the Cherokee Strip Land Run. The town grew rapidly, largely due to the petroleum rich grounds which brought investors to the area, including future congressman and Oklahoma Governor, E.W. Marland.

Ponca City - Downtown Location Information 

222 E Grand Ave.

Ponca City, OK 74601

Call: (580) 718-9990

Fax: (580) 718-9995

Bank Manager

Erin Liberton
(580) 718-9990


Lobby Hours

M-F: 9 AM - 4 PM


Motor Bank Drive-Thru

201 E Central Ave. Ponca City, OK 74601

M-F: 8 AM - 5 PM


Lost/Stolen Card

(800) 383-8000

Feel the freedom.

When you have a checking account with us, you get a debit card that makes every ATM an Equity Bank ATM. Let’s paint the picture. You’ve got to grab some cash, but you’re far away from any of your bank’s ATMs, so you use the one closest to you. Before you get your cash, the machine will force you to agree to a fee. Some of these ATM fees now average more than $5. Yikes.

Go ahead and accept the fee. When you bank with us, your debit card will block ATM fees from ever showing up in your account. Take that, ATM bullies.

Learn More

Ponca City Banking Services

We know that banking can be confusing. That’s why we try to make it as simple as possible. With Equity Bank, what you see is what you get. We don’t like hidden fees and we offer great services like online banking, bill pay, free mobile app, Apple Pay, Android Pay, mobile check deposit, and pay your friends. What we don’t have is ATM fees! That’s right, they’re blocked on any ATM in the nation. With Equity Bank, every ATM is your ATM! We also offer checking accounts with no monthly fee when you sign up for e-statements.


We provide full services for all of our Ponca City customers, including:

Every business has a story.

Some start on a napkin.

Let's write yours

Are you a bank puppet?

Cut the strings.

Say goodbye to ATM fees