Our best account. Earn interest. Earn peace of mind. 

Relax. Deep breath. Our Platinum Checking works for you. Earn a premium rate that exceeds most savings and CDs by:

  • Enrolling in free online banking and eStatements
  • Completing 10 debit card transactions per month 

We'll make sure you’re hooked up with perks and benefits like free stop payments, cashier’s checks, money orders, $100 off mortgage closing costs and a 0.25% discount on all auto loans.  Skip the $10 monthly maintenance charge when you maintain a $2,000 daily balance.

Plus, get online and mobile banking e-statements, MasterCard® debit card, and unlimited check writing and electronic transfers.

Platinum Checking Benefits

  • Earn a premium rate that exceeds most savings and CDs when you enroll in online banking, sign up for eStatements, and complete 10 debit card transactions per month. 
  • Free when you maintain a $2,000 monthly balance. 
  • No ATM fees nationwide.
  • $100 off mortgage closing costs.
  • 0.25% discount on all auto loans. 
  • Free stop payments.
  • Free cashier's checks and money orders.
  • Free online banking and mobile banking. 
  • Unlimited check writing and electronic transfers.

See Our Rates Open An Account 


Account holder must conduct at least 10 debit card transactions per statement cycle to earn the 1.25% Annual Percentage Yield (APY) for the $0-$25,000.00 tier. Each debit card transaction must be hard-posted to the account to be included in the 10 required per statement cycle. ATM transactions do not qualify as debit card transactions. Account holder must enroll in online banking within 10 days of account opening and register for e-statements. If account requirements are not met, the account reverts to a fallback APY of 0.05% for all balances maintained in the account. Minimum $5,000 opening deposit. Rate may change after account opening. Fees may reduce earnings. Additionally, customers are limited to only one Equity Platinum Checking account.

The APY that will be paid for only that portion of the daily balance that is greater than $25,000.00 is 0.05%. The APY for this tier will range from 1.25% to 0.05% depending on the balance in the account.



How about a side of no ATM fees? Like ever.

Yes, really. Has this ever happened? You’ve got to grab some cash, but you’re far away from any of your bank’s ATMs, so you use the one closest by. That machine forces you to agree to a fee. Some of these ATM fees now average more than $5. Yikes.

Go ahead and accept the fee. When you bank with us, your debit card will block ATM fees from ever showing up in your account. Take that, ATM bullies.

Your Debit Card, Your Life

We make it easy, you make it personal. Put a favorite photo on your Equity Bank MasterCard debit card.  

Get started today
Kansas, Missouri, or Oklahoma Customer Arkansas Customer

Ready to open an account? Jump right on it! 

Open An Account