Checking with all the perks.

We know you want to earn premium interest - without all the fees.


To take advantage of all the premium benefits the Platinum Checking account has, you must: 

  • Enroll in free online banking and eStatements

  • Complete 10 debit card transactions per month

Account Benefits Include: 
  • Competitive interest earned on 100% of your account balance

  • No monthly maintenance fee when you maintain a $2,000 daily balance

  • Free stop payments

  • Free cashier's checks and money orders

  • Unlimited check writing and electronic transfers

  • $100 off mortgage closing costs


Open An Account


Note: The account holder must conduct at least 10 debit card transactions per statement cycle to earn the Annual Percentage Yield (APY) for the $0-$25,000.00 tier. Each debit card transaction must be hard-posted to the account to be included in the 10 required per statement cycle. ATM transactions do not qualify as debit card transactions. The account holder must enroll in online banking within 10 days of the account opening and register for eStatements.

If account requirements are not met, the account reverts to a fallback APY for all balances maintained in the account. Minimum $5,000 opening deposit. Rate may change after account opening. Fees may reduce earnings. Additionally, customers are limited to only one Equity Platinum Checking account. View our rates.


two debit cards with custom images and Equity Bank logo on light wood backgroundYour Free Customized Debit Card

Personalize your Equity Bank Mastercard® debit card with your favorite photo.
Reflect your personal style, hobbies, or interests on you Equity Bank debit card. That way every time you make a purchase withdraw money from an ATM, it will make you smile. It's easy, get started today.

Start Designing