Rates effective as of November 7, 2018.

Deposit rates featured are accurate as of publication date and subject to change after accounts are opened. Fees could reduce the earnings on the account. Accounts may be subject to additional qualifications. Minimum deposit to open account is $100, except the Ignite Money Market account that has a minimum opening balance of $1,000, the Equity Platinum Money Market account that has a minimum opening balance of $5,000, the Equity Chrome Money Market account that has a minimum opening balance of $50,000.  Contact your local Equity Bank with questions.


Average Daily Balance Required to Obtain APY 1 Interest Rate 4 APY 1
Equity Gold Checking
$0 and greater 0.01% 0.01%
Equity Platinum Checking 2
$0 - $25,000.00
$25,000.01 and greater
0.20%
0.03%
0.20%
0.03% 3
Community Checking
$0 - $4,999.99
$5,000.00 and greater
0.01%
0.01%
0.01%
0.01%
Sole Proprietor Checking
$1,000.00 and greater 0.01% 0.01%
Equity ECO Savings
$0 and greater 0.04% 0.04%
Platinum Money Market
$0 - $24,999.99
$25,000.00 - $49,999.99
$50,000.00 - $99,999.99
$100,000.00 and greater
0.05%
0.08%
0.09%
0.13%
0.05% 
0.08% 
0.09% 
0.13%
Ignite Money Market
$0 - $24,999.99
$25,000 and greater
CALL
CALL
CALL
CALL

Equity Chrome Money Market

$0 - $24,999.99 
$25,000.00 - $49,999.99 
Over $50,000.00
CALL
CALL
CALL
CALL
CALL
CALL

1 Annual Percentage Yield

2 Accountholder must conduct at least 10 debit card transactions per statement cycle to earn the 0.20% APY for the $0-$25,000.00 tier. Each debit card transaction must be hard-posted to the account to be included in the 10 required per statement cycle. ATM transactions do not qualify as debit card transactions. Accountholder must enroll in online banking within 10 days of account opening and register for e-statements. If account requirements are not met, the account reverts to a fallback APY of 0.03% for all balances maintained in the account. Additionally, customers are limited to only one Equity Platinum Checking account.

3 The APY that will be paid for only that portion of the daily balance that is greater than $25,000.00 is 0.03%. The APY for this tier will range from 0.20% to 0.03% depending on the balance in the account.

The rate may change after the account is opened. Fees could reduce earnings on account.

Public fund customers are not eligible for the above checking, savings, or money market rates. Please contact us for a rate quote.

Rates and Annual Percentage Yields displayed are for customers in Kansas, Missouri, and Arkansas. Specific rates and products may differ by region. If you are outside of Kansas, Missouri or Arkansas, please contact us for a rate quote.


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