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You’re in control with Preferred Checking.

A supercharged account that pays you back.

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What’s Included?

A Rewarding Debit Card

Earn rewards when you use your card for everyday purchases.

Free Digital Banking

Online banking, mobile banking, bill pay, debit card, and eStatements.

No More ATM Fees. Ever.

We mean it. Your Equity Bank debit card blocks all fees at any ATM, and no foreign fees.

Account Fees

Minimum Opening Deposit:

$100

Monthly Service Charge:

$10

Avoid The Monthly Service Charge:

Maintain a $2,000 minimum balance and we’ll waive the $10 monthly fee.

Supercharged Benefits

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Local Shopping Discounts

Local discounts and national retailer deals to save you money on shopping, dining, travel, and more.

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Cell Phone Protection1,2

Receive up to $400 per claim ($800 per year) if your cell phone is broken or stolen.

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ID Theft Aid1,2

Includes payment card fraud resolution, $2,500 in personal identity theft benefit and identity restoration.

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Roadside Assistance1,2

Available 24/7 and free to use, up to $80 in covered service charges.

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Travel Accidental Death Coverage2

Peace of mind for the unexpected.

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Health Savings Card

Save money on prescriptions, eye exams, frames, lenses, and hearing services.

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Great Interest on Your Checking Balance*

Our best checking rate.

Which account is right for you?

Let’s Compare
Equity Bank Debit Cards

Make those pesky ATM fees disappear

Equity Bank customers can use any ATM, anywhere, with no charge. Save your money — it’s on the house, every time!

Learn More

*Interest rate is variable and subject to change. Fees could reduce earnings on account.

  1. Subject to the terms and conditions detailed in the Guide to Benefits. Participating merchants on Bank Local are not sponsors of the program, are subject to change without notice, may not be available in all regions and may choose to limit deals.
  2. Insurance products are: NOT A DEPOSIT. Not FDIC-Insured. Not Insured by any federal government agency. Not guaranteed by the bank.