You’re in control with Preferred Checking.
A supercharged account with tons of extras!
What’s Included?
Bank Local Rewards
Discounts at local restaurants and shops, plus complimentary ID protection!
Digital Banking
Online banking, mobile banking, bill pay, debit card, and eStatements, at the click of a screen.
No More ATM Fees. Ever.
We mean it. Your Equity Bank debit card blocks all fees at any ATM, and no foreign fees.
Account Fees
Minimum Opening Deposit:
$100
Monthly Service Charge:
$10
Avoid The Monthly Service Charge:
Maintain a $2,000 minimum balance and we’ll waive the $10 monthly fee.
Supercharged Benefits
Local Shopping Discounts
Local discounts and national retailer deals to save you money on shopping, dining, travel, and more.
Cell Phone Protection1,2
Receive up to $400 per claim ($800 per year) if your cell phone is broken or stolen.
ID Theft Aid1,2
Includes payment card fraud resolution, $2,500 in personal identity theft benefit and identity restoration.
Roadside Assistance1,2
Available 24/7 and free to use, up to $80 in covered service charges.
Travel Accidental Death Coverage2
Peace of mind for the unexpected.
Health Savings Card
Save money on prescriptions, eye exams, frames, lenses, and hearing services.
Great Interest on Your Checking Balance*
Our best checking rate.
*Interest rate is variable and subject to change. Fees could reduce earnings on account.
- Subject to the terms and conditions detailed in the Guide to Benefits. Participating merchants on Bank Local are not sponsors of the program, are subject to change without notice, may not be available in all regions and may choose to limit deals.
- Insurance products are: NOT A DEPOSIT. Not FDIC-Insured. Not Insured by any federal government agency. Not guaranteed by the bank.