Skip to main content
Equity Bank logo
< Back

You’re in control with Preferred Checking.

A supercharged account with tons of extras!

What’s Included?

Bank Local Rewards

Discounts at local restaurants and shops, plus complimentary ID protection!

Digital Banking

Online banking, mobile banking, bill pay, debit card, and eStatements, at the click of a screen.

No More ATM Fees. Ever.

We mean it. Your Equity Bank debit card blocks all fees at any ATM, and no foreign fees.

Account Fees

Minimum Opening Deposit:


Monthly Service Charge:


Avoid The Monthly Service Charge:

Maintain a $2,000 minimum balance and we’ll waive the $10 monthly fee.

Supercharged Benefits

Icon of a location pin with sale tag around it.

Local Shopping Discounts

Local discounts and national retailer deals to save you money on shopping, dining, travel, and more.

Icon of smartphone with shield on it.

Cell Phone Protection1,2

Receive up to $400 per claim ($800 per year) if your cell phone is broken or stolen.

Icon of fingerprint and mask.

ID Theft Aid1,2

Includes payment card fraud resolution, $2,500 in personal identity theft benefit and identity restoration.

Icon of steering wheel.

Roadside Assistance1,2

Available 24/7 and free to use, up to $80 in covered service charges.

Icon of airplane.

Travel Accidental Death Coverage2

Peace of mind for the unexpected.

Icon of health savings card.

Health Savings Card

Save money on prescriptions, eye exams, frames, lenses, and hearing services.

Icon of bills with percentage sign over them.

Great Interest on Your Checking Balance*

Our best checking rate.

Which account is right for you?

Let’s Compare

*Interest rate is variable and subject to change. Fees could reduce earnings on account.

  1. Subject to the terms and conditions detailed in the Guide to Benefits. Participating merchants on Bank Local are not sponsors of the program, are subject to change without notice, may not be available in all regions and may choose to limit deals.
  2. Insurance products are: NOT A DEPOSIT. Not FDIC-Insured. Not Insured by any federal government agency. Not guaranteed by the bank.