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You’re first with Essential Checking.

An everyday account that works for you.

Woman smiling holding a tablet and credit card

What’s Included?

A Rewarding Debit Card

Earn rewards when you use your card for everyday purchases.

Free Digital Banking

Online banking, mobile banking, bill pay, debit card, and eStatements.

No More ATM Fees. Ever.

We mean it. Your Equity Bank debit card blocks all fees at any ATM, and no foreign fees.

Account Fees

Minimum Opening Deposit:

$100

Monthly Service Charge:

$7

Avoid The Monthly Service Charge:

No monthly fees with at least one direct deposit of $100 or more per statement cycle OR a minimum balance of $100.

Which account is right for you?

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Equity Bank Debit Cards

Make those pesky ATM fees disappear

Equity Bank customers can use any ATM, anywhere, with no charge. Save your money — it’s on the house, every time!

Learn More