Welcome to Equity Bank! 

We're proud to continue being THE one place to go in Liberal and Hugoton!

Your Guide to Community Banking with Equity Bank

Beginning May 7, all First National Bank accounts and services will become part of Equity Bank. Access the full guide here.

Online Banking Q&A

Visit our Online Banking Q&A to find answers quickly on getting started with online and mobile banking.

Your Equity Bank Debit Card - Upgrade Yours!

Upgrade now to a personalize card at no charge! You can order your free personalized card starting May 7. Visit: EquityBank.com/MyDesign

Important Dates

Friday, May 4, 2018: 
  • Last day of First National Bank operations (normal hours).
  • Same-day online transfers must be completed by 4 pm.
  • Complete your Online Banking transfers by 6 PM.
  • Access and print any First National Bank statements you wish to keep.
  • You will be sent a final First National Bank statement in the mail.

Monday, May 7, 2018:

  • Open normal hours as Equity Bank with the same faces you know and trust!
  • Use First National Access ID in all lower case characters to log in to Online Banking.
  • Please use a default password to access your account for the first time.Your default password is: Equity plus the last four digits of your Social Security or Tax ID number, entered like so, Equity0000.
  • Download the Equity Bank mobile app from the App Store or Google Play.
Equity Bank Routing Number:


Equity Bank Customer Care Center:

(888) 733-5041

First National Bank Customer Care Line:

(620) 624-1971

Shazam Lost or Stolen Card:

(800) 383-8000

To view your full guide to banking with Equity Bank:

Click Here

Local Leadership. Local Service.

Same familiar faces you've counted on. 

Liberal Main

Liberal Express

Liberal Walmart

Liberal South


ICARE: Integrity, Community Focus, Accountability, Respect, and Entrepreneurial Spirit

At Equity Bank, you'll have access to your trusted bankers, a great mobile app, a bank network spanning four states, and a debit card that blocks ATM fees. You'll also have a team of professionals dedicated to Equity Bank's core values: Integrity, Community Focus, Accountability, Respect, and Entrepreneurial Spirit. Learn more about Equity's culture and values. 

Upgrade Your Card Starting May 7!
Please feel free to continue to use your First National Bank debit card until it expires. When your card expires, we'll send you a new Equity Bank MasterCard debit card. Starting on May 7, you can upgrade your First National Bank debit card to a personalized Equity Bank card at no charge! Order your new card. 

No ATM Fees

Have you heard? Your Equity Bank debit card blocks any and all ATM fees in the United States. When you use your Equity Bank debit card to get cash, you’re not charged a fee by Equity Bank, nor do we assess the other institution’s ATM fee. Use the card, accept a fee, and you’ll never see it hit your account.

AutoSave- Start saving with a simple swipe of your debit card!

Your spare change adds up. When you activate AutoSave on your checking account your spare change sweeps straight from your checking account into your savings account. For example, if you pay $23.45 at the grocery store, you will see an automatic “AutoSave” transfer of 55 cents into your savings account. With each debit card swipe, your savings adds up.

Shazam Bolt$

Download the Shazam Bolt$ app on the iTunes app store or Google Play, and follow the prompts to enroll your card. Shazam Bolt$ is a complimentary fraud monitoring service that watches for suspicious activity on your account, and alerts you with a text, email, or call.

Please continue to use your First National Bank checks until they run out. Upon reorder, you will be issued Equity Bank checks. You may reorder checks at equitybank.com or at any Equity Bank location.

Your checking account number? It stays the same! No changes! Be sure to use our Equity Bank routing number 101105354 to modify automatic payments or set up new automatic payments.

Beginning May 5, Equity Bank will begin processing existing direct deposits and recurring payments through your Equity account. Automatic payments using your First National Bank account will be completed by May 4. Please note, if an earlier payment results in a fee, you will not be charged. Please call us at 1 (888) 733-5041 with questions.

Please use your new Equity Bank routing number to set up future direct deposits and recurring payments.


You may notice a few enhancements to your loan statement and our notices, but all First National Bank loan and mortgage accounts will remain with the same terms and conditions. If you currently remit payments using First National Bank coupon book, continue to do so through the term of your loan. 

Certificates of Deposits

First National Bank certificates of deposit or individual retirement account will retain the same interest rate, terms and conditions until maturity.

Safe Deposit Boxes

Your First National Bank safe deposit box will retain the same annual rent amount. 

Please continue to use your First National Bank credit card. Before its expiration, you will receive a new credit card by mail. With any questions, please contact us.

Lost or Stolen Card?

Please call us at 1 (800) 383-8000 as soon as possible. We'll be happy to help you!

Unanticipated expenses pop up- and sometimes there's not enough cash in your checking account to cover a transaction or clear a check. Having a check returned due to insufficient funds is costly and inconvenient. 

Equity Bank offers discretionary Courtesy Pay services on most checking accounts, upon approval. To learn more information about Courtesy Pay, or to get started:

Click Here

Your ATM Fees... Vanish!

Your Equity Bank debit card blocks any and all ATM fees. When you use your Equity Bank debit card to get cash, you're not charged a fee by Equity, nor do we assess the other institution's ATM fee. Use the card, accept a fee, and you'll never see the fees hit your account! 

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Equity Bank Routing Number