Personal Checking
Accounts

You get more.

We have a checking account for everyone. And, with Equity Bank you get more tools, more expertise, more assistance.

Essential. All the basics. Free of the hassles. Elite. More value and more tools. Preferred. Packed with extras, plus Bank Local rewards.

 
Our Accounts
 You Get More

Preferred Checking

Our best account. Packed with perks for daily banking and daily deals.

 

Minimum Opening Deposit:
$100

Monthly Service Charge:
$10


How do I avoid the monthly service charge?

Maintain a $2,000 minimum balance, and we'll waive the $10 monthly fee.


Open Now

Terms & Conditions

Shop local, save local with Bank Local
Local discounts and national retailer deals to save you money on shopping, dining, travel, and more.

Cell Phone Protection1,2
Receive up to $400 per claim ($800 per year) if your cell phone is broken or stolen.

ID Theft Aid1,2
Includes payment card fraud resolution, $2,500 in personal identity theft benefit and identity restoration.

Roadside Assistance1,2
Available 24/7 and free to use, up to $80 in covered service charges.

$10,000 Travel Accidental Death Coverage2
Peace of mind for the unexpected.

Health Savings Card
Save money on prescriptions, eye exams, frames, lenses, and hearing services.

Great Interest on Your Checking Balance*
Our best checking rate.

No More ATM Fees, Ever
We mean it. Your Equity Bank debit card blocks all fees at any ATM nationwide, and no foreign fees.

Elite Checking

Featuring anywhere banking, cell phone and ID protection and paper statements.

 

Minimum Opening Deposit:
$100

Monthly Service Charge:
$6


Open Now

Terms & Conditions

Shop local, save local with Bank Local
Local discounts and national retailer deals to save you money on shopping, dining, travel, and more.

Cell Phone Protection1,2
Receive up to $400 per claim ($800 per year) if your cell phone is broken or stolen.

ID Theft Aid1,2
Includes payment card fraud resolution, $2,500 in personal identity theft benefit and identity restoration.

Roadside Assistance1,2
Available 24/7 and free to use, up to $80 in covered service charges.

$10,000 Travel Accidental Death Coverage2
Peace of mind for the unexpected.

Health Savings Card
Save money on prescriptions, eye exams, frames, lenses, and hearing services.

No More ATM Fees, Ever
We mean it. Your Equity Bank debit card blocks all fees at any ATM nationwide, and no foreign fees.

Essential Checking

No fees with eStatements, no hassles, and no ATM fees, ever.

 

Minimum Opening Deposit:
$100

Monthly Service Charge:
$7


How do I avoid the monthly service charge?

No monthly fees with at least one direct deposit of $100 or more per statement cycle OR a minimum balance of $100.


Open Now

Terms & Conditions

Anywhere Banking Tools
Online banking, mobile banking, bill pay, debit card, and eStatements.

Enroll in eStatements and avoid $5 monthly paper statement fee
Receive your account eStatement notification in your email monthly.

No More ATM Fees, Ever
We mean it. Your Equity Bank debit card blocks all fees at any ATM nationwide, and no foreign fees.

All Accounts Come With:


Anywhere Banking Tools
No More ATM Fees, Ever.

Online banking, mobile banking, bill pay, debit card, and eStatements.

We mean it. Your Equity Bank debit card blocks all fees at any ATM nationwide, and no foreign fees.

*Interest rate is variable and subject to change. Fees could reduce earnings on account.

1Subject to the terms and conditions detailed in the Guide to Benefits. Participating merchants on Bank Local are not sponsors of the program, are subject to change without notice, may not be available in all regions and may choose to limit deals.

2Insurance products are: NOT A DEPOSIT. Not FDIC-Insured. Not Insured by any federal government agency. Not guaranteed by the bank.

Shop local. Save local.

Bank Local brings more than 400,000 discounts where you live, work or travel.

Browse. Find discounts for dining, shopping, travel, entertainment, and more.

Shop. The restaurants and shops you know and love are included in the Bank Local savings network, right where you live and across the nation.

Save. Simply show your mobile coupon to the retailer for instant savings.


Explore Bank Local Benefits Open Your Account

A savings account for every type of saver.

At Equity Bank, we've designed our collection of savings accounts to fit your lifestyle.

Explore Savings Accounts

Move over PB & J.

Your new perfect pair is here! Activate AutoSave on your new checking account and watch your savings grow with every swipe of your card.

Ready to open your account?