Elite Checking

Minimum Balance Requirements:
You must deposit $100 to open this account. A monthly service charge of $6 will be imposed every statement cycle.

Statements:
Paper statements are available for this account free of charge. Statements and images can also be obtained through Online Banking at no charge.

Additional Information Regarding Your Account:
Customers are limited to one Bank Local package per household. Subsequent accounts will not receive Bank Local Benefits.

Elite Checking customers will receive the following Benefits:
• Discounts and deals through Bank Local
• Roadside Assistance
• Health Savings Card
• ID Theft and Cell Phone Protection, and Travel Accidental Death Coverage (subject to terms and conditions, not insured by FDIC)

Dormant/Inactive Account Information:
A dormant service charge of $5 per month will be charged after 12 months of no activity or communication and your balance is lower than $500.

Processing Order:
All credit transactions are processed first. Debits, or withdrawals, from your account will be processed as follows: ATM/Debit Card transactions, checks and then Preauthorized transactions (i.e. ACH Payments). Items are processed from highest to lowest within each category.

Transaction Limitations:
No transaction limitations apply to this account.

Additional Services Available with Your Account:
The following services are available at no cost with your checking account at Equity Bank: Online Banking, Mobile Banking, Online Bill Pay, a personal debit card, ATM usage.