Elite Checking

Minimum Balance Requirements:
You must deposit $100 to open this account. A monthly service charge of $6 will be imposed every statement cycle.

Paper statements are available for this account free of charge. Statements and images can also be obtained through Online Banking at no charge.

Additional Information Regarding Your Account:
Customers are limited to one Bank Local package per household. Subsequent accounts will not receive Bank Local Benefits.

Elite Checking customers will receive the following Benefits:
• Discounts and deals through Bank Local
• Roadside Assistance
• Health Savings Card
• ID Theft and Cell Phone Protection, and Travel Accidental Death Coverage (subject to terms and conditions, not insured by FDIC)

Dormant/Inactive Account Information:
A dormant service charge of $5 per month will be charged after 12 months of no activity or communication and your balance is lower than $500.

Processing Order:
All credit transactions are processed first. Debits, or withdrawals, from your account will be processed as follows: ATM/Debit Card transactions, checks and then Preauthorized transactions (i.e. ACH Payments). Items are processed from highest to lowest within each category.

Transaction Limitations:
No transaction limitations apply to this account.

Additional Services Available with Your Account:
The following services are available at no cost with your checking account at Equity Bank: Online Banking, Mobile Banking, Online Bill Pay, a personal debit card, ATM usage.