Home Equity Loans

As the name implies, a home equity loan (also known as second mortgage) lets you access funds based on the available equity in your home. We can offer a low-interest, tax-deductible** loan to remodel your home, take a vacation, purchase a new boat, pay for education, and much more! With our fixed rates and payments, budgeting will be a breeze.

  • Finance almost anything you want or need
  • Use the equity built in your home as collateral
  • Loan is disbursed in a single check
  • Competitive fixed interest rates
  • Flexible terms, customizable to your budget
  • Free automatic loan payment option for our checking account holders
  • Quick local decisions
  • Personal attention from experienced staff

** Consult your tax advisor


Like a home equity loan, a home equity line of credit (HELOC) lets you access the equity built in your home when you need it, rather than all at once. You'll enjoy flexibility in managing your finances, and get peace of mind knowing you have funds available when you need them.

  • No closing costs (on some programs)
  • Rates tied to the Wall Street Journal Prime Rate
  • Interest may be tax deductible for most borrowers*

*Consult your tax advisor